Don't give up yet man, word on the wire is that schools around Moorabbin are starting to get into gear and things are happening, enabling them to offer Fee-help, it just requires time, planning and paperwork, but when this happens, it should push Oxford over or make them seriously review there pricing. The schools around Moorabbin are essentially "schools" due to the nature of accepting international students, they just have to change things around and it will be possible for them to offer Fee-Help to local students. Also mate you need to look into Oasis at Moorabbin, they offer Fee-Help Currently but its a very small school which just cross hires aircraft.
But you need to see the downside and positive side in this. This will mean that student numbers will be increasing, in turn meaning that it will be harder to get a job when you can due to the amount of students applying so maybe don't wait it out. The positive is that people who could not previously afford this but if it truly is your dream, get a job! like most people did that could not afford it, work in the mines or something for a year and you will have enough money to do what you want to do.
and gcpilot, it costs over $100K+(85K(plus more out of your pocket) to oxford and 20% fee for using fee-help). Plus books(about $1000per year) etc and landing fees(which should be included) and fuel over $1.50per litre(should be included with exception to drum fuel), and IFR fees($1200).