Only flying frequently since 2002 and have experienced one 'off runway' excursion in CRL and a GA into MLA in horrible conditions.
The GA turned out to be a bit amusing. We were nearly on the ground when the wing dipped and the power came back on. After a few minutes the pilot comes on and says one word "gosh". I thought to myself that it must have been a close one. Shortly after he came back on and explained that we had got a bit of a tail wind just before touch down and decided that, because the runway was wet, to go around. All was well with the second attempt and as I exited the plane I noticed the name tag of the number one cc. Her name was Gosh. He must have pressed the wrong intercom button when trying to contact her after the GA. I'd say he frightened a few people with that one.