Luckily i had my self employment to fall back on, and am earning more than the average first officer in what i'm doing now, but i don't really enjoy it anymore, as i just want to fly! I'm managing to pay my 4 loans off each month and to get 2 hours a week flying in, which i have been for the past 12 months.
Unfortunately it's only single engine time. I did look at maybe flying 1hr multi a week, but decided to stick to the SEP stuff