And pre-existing conditions with the other company??? Will they accept it without having a $12,000 a year policy?
I have heard after a few claims that mental disorders are excluded. Some have claims with little facts (I can't see myself flying, so collect the insurance) attitude.
Then we all have to pay extra or be excluded. It only takes a few to mess it all up.
If some companies will accept pre-existing conditions with documentation from certified medical practitioners, then I think the AOA will have fewer members, IMHO of course.
Go Leafs or reality, Go Vancouver.