Definitely agree that military-trained pilots are over-rated.
A civvy trained CPL comes out with a piston rating (usually R22), low flying rating, and that's it.
A military-trained pilot comes out with turbine rating, low flying rating, night rating, instrument rating, formation rating, sling rating, hoist rating, sometimes NVG rating.
So, comparing the military pilot with 8 ratings against the civvy's 2, the mil pilot is over-rated.
But a better way is to call the civvy pilot "under-rated".
