Thanks all for your comments and opinions.
Looks like most of the groundschool first then start cpl. Seems to make sense. However I may still go to Florida and build some hours and have a mini holiday to boot. The flying has gotta be fun. I suppose I may drop the multi bit for now but the IMC is a must, I look at it as a get out of sticky situations rating. I suppose thats useful.
TTFN
Rex