you are all the same P2F or not
No. Some people care about the future for pilots so they discourage P2F, whereas others don't care as long as they have their job...I guess you are one of them.
Still paying for your TR is NOT P2F!
No but it is still a huge amount of money a lot of us don't have and technically you are still paying to fly in a sim, maybe without a secure position at an airline.