Pandalet,
Yes, if an airfield is nearby then why not shoot the approach. No need to take the risk of a self positioning IMC letdown. If you are public transport you would always use this method to break cloud then continue VFR to the destination.
Most of the time you will break cloud early in the procedure and precede to your destination. If you get down to the minima of an ILS it is unlikely you are going to get to a destination unless it is next to the airfield.
The trick is always have a back up plan up your sleeve to get the pax to the destination so that you don't get pressured into a corner. A Satphone is a great help in these situations!
FNW