Private pilots seem to have it about their head that it won't happen to them...perhaps as professionals we're all wrong. The entire industry, is wrong, of course, because of the remote possibility that something might go wrong.
I don't think anyone on here goes around believing that.
I think the difference of perspective on this issue shown by different posters comes from the differing aviation backgrounds. For most of the serious private pilots on here their experience consists of usually flying a relatively small selection of light aircraft on quite a regular basis in a usually quite safe operating environment. The aircraft in question are usually the tried and tested GA designs that even in the case of the newer ones usually use engines that have proven reliability records established over thousands of hours of trouble free flying. For those who are lucky enough to own their own aircraft it will usually be maintained lovingly and kept in a dry hangar.
None of that means that these pilots aren't vigilant about engine failures; certainly whenever I line up on the runway in a twin engine failure is what I'm thinking about and when in the air in a single when not fiddling with the G1000 or whatever I'll be looking down at the countryside (and out for traffic as well obviously) thinking about which fields look the most inviting for a forced landing.
I sometimes fly IMC in a single and have occasionally at night as well although I wasn't very happy about it. There have been occasions, breaking out of cloud at 300ft on the ILS for example when yes, if I had had an engine failure 30 seconds earlier a safe landing may have been unlikely but by generally avoiding situations like that and being alert for the 90% of the time when a forced landing would be possible after an engine failure I believe I have reduced the risk to a level that I am happy with.