Look at OAA most of us hate them BUT they have what 40-50 aircraft made up of c172, c182 and pa44 etc most if not all are flying all day ever day, and they haven't had the number of accidents or incidents Rvac have had over the years!
About 10 years ago GFS as it was known then was losing about one aircraft a year. They picked up their game and now have a much reduced rate.
I was with an operator at Moorabbin for 10 years and we never lost one aircraft. The flying rates in the early days were double what RVAC would be doing now. We did have a few students complain about the standard we tried to achieve and they left for other schools. On a number of occasions we denied private hire to certain pilots because they failed or would not submit to a check ride, they usually walked to another school on field and hired an aircraft from there straight away.
As a result we had a high rating with CASA, very little interference from them. The then AAUP gave all our aircraft owners a percentage discount on insurance for aircraft operated through us.
It does pay to be safe.