If Ryanair ever gets short of FOs to upgrade there is plenty of young Turbo-prop commanders who would self fun a DEC... (I have heard the conversations)
"Wanted... Flybe captains with 2000 hours command on the Q400 who will take out a loan for a 73NG rating, at their own risk of not passing the line training"
Problem solved
It's a shame but people now are happy to get in more debt to advance their careers, just look at the adverts regularly on here, you can now pay for 500 hours 747 command time!