Whilst I think the Stasser scheme is a good idea I'm with Pilot DAR on it being something of a distraction.
Years ago I nursed a 3 cylinder Gipsy to land at Lossiemouth. By the time I got it repaired and flew out I had accumulated about a £500 bill! I had the choice of landing at a strip very close by - but it gave me no margin - so I simply took the very big piece of tarmac and accepted it might hurt finincially.
Last week I ran into some nasty weather coming home and after trying a few options (including one near 180 degree turn) simply decided this was not getting a) any better, b) might get worst, c) was no fun. So a short diversion and overnight stay was in order.
The old adage of being on the ground wishing you were flying being 100 times better than flying and wishing you were not, still holds true!!