Ah, so many experts, too bad they don't get the facts correct. RAL has full worldwide health coverage, except for in the USA, this includes coverage for accident and injury.
Unlike the BUPA coverage, RAL pilots are not required to pay $200 dollar excess / yearly deductible, in addition, RAL's policy covers dental and optical.
Accident and Injury (that helps supplement loss of pay), and also loss of license is available at an additional cost.
RAL salary is the same as PARC salary.
And if you get in hot water with VAC, don't expect to be paid by RAL
More propaganda, this is not true, this will depend on the status from the airline.
I don't need to skew the facts to make RAL look good, not sure why others feel it is necessary.