where/what/when/how
I cannot fault you guys (sterling/futura/xl etc.) for taking work where you can even in the third world. I would even argue that you gents have been fortunate in this environment to have work... however with work should come adequate pay albeit "on time" as well? Hopefully the majority of you guys have left yourselves in positions where you have gained quality time and have made some savings with regards to whatever you have been paid? I would imagine the per diem and naira 10 percentage, and housing being provided has afforded you the ability to sock away some pay into savings/bills.