Believe it or not, quite a few of us were in your shoes.
Job hunting in aviation is not for the weak of heart. But if you persist , you will get there.
Paying for your job is only going to lower the terms and conditions in the future.
Look at Air asia, bahrain air, Easyjet, Ryan. This is going to be India's future.
You start paying now for type ratings, next thing you know you will be paying for your recurrent sims.