Sorry, NO! It is the EMPLOYERS who accept P2F that are the issue here!
I cant agree with this, and really i dont think you do either as you then go on to say "you cant blame a company for wanting to make money"( or something to that effect) Granted, accepting P2F is wreckless behaviour on the part of the company but for better for worse a company exists to make money and P2F is a money making racket just like the rest of it!
I believe the onus of responsibility is on the individual to reject these scheme's rather than fork out mum and dads dosh in order to skip the que. I daresay you'd soon find that the P2F providers would very soon shut up shop with no customers. I dont believe that its enough to pass P2F off as 'inevitable' or 'becoming the norm' simply because these oafs have made little or no effort to get a job and see paying thier way as a viable alterative!