How can you possibly have plenty of life experience at 21?
And you basically advised this person to spend his 28k, which, in your words would get him "quite far", this means he'll have to spend alot more money, and if he's being made redundant that means spending "all" his money.
Where in your 2-3 posts were you being realistic?
CC
p.s. I haven't given up, I'm already there, with my eyes wide open, we're just waiting for you lot to "come aboard"