Oxidant,
Don't wave your finger at me if all you can come up with is an unpunctuated phrase and two emoticons you arrogant prig.
Lets put it this way a jetstar fo with a wife 2 kids and a $5k credit card has a borrowing capacity of about $250k to buy a house to live in... That will get you a ****ty flat somewhere like Moe or Melton. Thanks but no thanks!