Sounds like an argument for check airman, people who write SOPS manuals, and chief pilots hoping that the 500 hour FO doesn't bust down to low..
In the real world...50 ft is only there as a place to start leveling out when you don't see the glow, gives you time to push some throttles forward, clean things up....
I don't think anyone really cares if you go 25 below DHA/MDA on a real flight...this whole thread is about check rides and sim sessions....