1) Ryanair UK Ltd is different to Ryanair else where in europe. I mean if you walk airside in DUB you will get someone trying to sell you a Ryanair CC and its been like it for a few years now. And if you looked on Ryanairs website you would know that you still get charged a booking fee. Only way to get it free is to use a prepaid mastcard.
2)You wasting your time asking banks for a visa electron to try and not be charged. You must use a prepaid mastcard.
3) Are you some sort of reporter who cant be ars@d to do research for a biased artical, and just asks on here.
4) Ask in the Ryanair forum please.
Fr-