the point you seemed to have missed here.
Missed? Hardly.
We circle at the category D minimums (600-2) or charted, whichever are higher. 1000 AAL is many times not practical for our ops.
If one can fly a level segment at 1000 AAL, but unable to fly the same at 500 AAL for a short straight-in segment, I would suggest that said individual should not be assigned duties at the pointy end.
Would it not be enough from just before DH to decide ?
On and ILS approach which actually has a DH, yes, however, runway 09 in TIP is served only by non-precision approaches, which have no DH, only MDA.
In reality, TIP is quite reasonable.
Follow the IFR procedure to the designated runway.
Pretty basic stuff.