Right Way Up
What you say makes sense. Minima is not to be breached - initiating GA or recovering speed need to be initiated above minima in descent at or above minima. That is the point I am trying to make. You cannot give yourself 5 seconds to do that, few more seconds are needed.
From what C-SAR posted it seems that 8U771 did not have landing gear deployed at point of impact. This supports what you said about the Australia incident. However, with regard to disintegration, I agree with what has already been posted. Surface should have slowed the plane considerably if there was alot of drag, but it appears to have hit several tress and pylons and that would have resulted in loss of structure integrity. Hitting the RAISED road after that at high velocity (just see how far the wings are and you will realise massive thrust was applied to them) meant a weakened structure is totally destroyed.