Well at £46k you could have a year in the sun for only £2k more...
If you are going modular then make it as cheap as possible seems logical to me. In which case it would be Bristol distance learning and brush up, US PPL and hour building OR done at local airfield depending on circumstance then off to a reputable smaller commercial FTO such as Mutliflight, PAT et al. By doing this you should be able to get things down to the lower half of the £30k's...
WWW