Renting will not be a great option in the near future. I will be flying round trip (~150 NM) once or twice per week (weather permitting) for the next couple of years (if I don't have an aircraft, I will be driving). And I would also like to get a plane that I can do my IFR training in during that time as well. Thus, for a simple aircraft, operating costs should be significantly less than renting. Plus, I need the availability of a personal aircraft.
I am just curious how easy it will be to insure a simple aircraft, considering my low-time experience?