Dan Witerland has expressed it so perfectly and so briefly...
It should be ilegal.
Because there is no real control over who can and who cannot seat in an airliner cockpit.
I know very well what kind of totally borderline people can pass a very prestigious flight school exams, then ATPL exams, flight checks, MCC, And I have also witnessed how the same guys passed a TR with no one in the middle stopping them (schools, CAA, TRTOs... and now, airlines themselves), because they get money from them, and if they fail them, they don't get it. It is that simple. I have seen it from inside, I know what I am talking about.
If I am wrong... Can anyone tell me the rate of failure in the ATPL studies, compared to any universitary degree (easy ones, not Physics or Architects)?
Close to 0%?
Of course, there are also many talented people, too. But that does is not a merit anymore.
So we have passed from carefully selected pilots to non selected at all pilots.
This fact will have consecuences in safety.
It is already having consecuences in T&Cs, of course. That is why it has occurred, in the first place.