earn around 60K a year so it can easily be paid off.
Are you going straight to the LHS my friend? Where are you getting these figures from? Absolutely bizarre. Please don't put yourself in harms way and become one of these disillusioned FOs who expects the earth from this airline. This is a good job and by in large a pretty happy place to be, but only if you accept the reality of it. 60K a year is pie in the sky, regardless of what Brookfield claim in their 'guidelines'
Line training aside, your first 500 hours on type will be at 60E per hour. That's E55.5 after training and recurrencey deduction. So E27750 at 500hrs. The average for an FO (dependent upon base) is currently anything between 600 to 750 hours per year. Not the 800-850hrs quoted by BRK!
Even in your second year paid at 80E per hour or 75.5E after deduction, 750hrs equates to E56625. Then take your 3% + vat (21.5% in IR) off for your accountant = E54561 before tax and NI. Best case presently.
Sorry to burst your bubble but that's the face of it.