Well for people that actually work here, they are aware that Rishworth has gone out of there way for several pilots in trouble here, maybe you weren't paying attention.
And as far as health insurance plans go, the insurance with Risworth is superior to the BUPA plan that now does not cover the first $200.00 / annum.
Maybe you are so desperate to trash RAL that you now have to make it up as you go, sad.