Absolutely - spot on.
De Vere & Partners - I remember this lot a couple of years ago inviting me and Memsahib for a very nice evening at the races.
We had lots of fun thank you very much. Excellent nibbles and champoo.
Got quite tiddly.
However;
If a company cannot answer basic questions regarding their product on
- liquidity
-safety of principle
-rate of return
-any tax advantages
....but steer you into a diatribe of "in 10 yrs time, the mkts traditionally increase blah, blah, we just charge you every time you make a transaction, deposit monthly payments and watch it grow" bolleaux then smile, nod, drink copius amounts of their champoo and tell them you'll get back to them.
It's the only return you'll ever get. At least they've invested in you up front and you had a good time. But learn and understand why not signing up for these things is a good thing.
It is nice to be invited to these things though and interesting to see similar faces doing the rounds between companies. Champoo anyone ?