Channex,
My advice to you is slow down.
There won't be much hiring for about 3 years, the Ryans and those who pay them for positions have debased the career so I would think very hard about spending very much
to get into it.
If you are really determined then go the modular route but do not borrow if you can at all help it.
There is lots of enjoyment to be had with a PPL and "Permit to Fly" aeroplanes.
Join The Light Aircraft Association (LAA) and build up your experience and knowledge of
the aeroplane world and along the way you will meet people with connections who will
open doors for you.
Please please do not get into debt or prostitute yourself to the airline world.