Channex,
I'll offer some kindly intended advice (for which someone is going to flame me) but it's what I would (and have) told my kids:
Funding whatever you want to do will likely require the support of someone who is further along in life (perhaps to hire you into that dream flying job, to which you aspire with that fresh ATPL). That person will have many applicants from whom to choose, so you've got to present better than all the rest, in as many ways as you can manage.
One way is strikingly good grammar, punctuation, and capitalization, in the things you write. It's not a requirement on PPRuNe, but none the less a worthwhile thing to practice anywhere you can. Perhaps your future employer is reading here!
I have hired a person based upon meeting them on PPRuNe, and it was in part based upon the way they presented themselves here...
Just some well meant mentoring advice...
And, correct, don't give a flying school a whole bunch of money in advance (unless they're giving you ownership of an aircraft you want!).
Best of luck, Pilot DAR