No Johnm, the reason we hit the banking crisis and the recession was because 1) too many greedy banks were too willing to lend non-existant money to too many people who had no ability to pay it back, and 2) too many selfish people who couldn't pay any of it back, grabbed the credit while it was going anyway.
Now it seems that the same people who effectively caused the crisis to start with are the ones shouting so loudly about how the Government has "failed" and it is "all their fault"... probably also the same people who for years screamed about demanding competely unrestricted free-market Capitalism because that's what they wanted.
The Govt. was probably happy to stand by and watch it carry on because 1) it kept the relentlessly moaning electorate happy and 2) it meant that they could also borrow whatever they liked to piddle up against the wall on whatever they wanted to.
Of course when all went breasts up the people who started moaning about why it should never have happened in the first place were also the first to moan when the Govt. bailed out the banks in order to stop our finances collapsing and Britain effectively entering anarchy. Meanwhile our Tory friends who some are turning to as saviours sat about moaning and offered no solutions at all to the predicament, yet then accused the Govt. of "dithering"
With attitudes like this, no wonder the country is in the mess it is in...
Labour lacks any credibility, but nobody else has any either. Again the very people who play the "Labour Must Go" broken record never seem to offer any solutions of who to vote for instead...
Smithy