I think you've just hit the nail on the head!
Impatiance has alot to answer for. I think no doubt it was a factor in the current recession. The culture of buying everything on credit, taking out loans for holidays, heck I'm no economist but surely it would have been obvious that this couldn't go on forever? I have friends at uni who eat in to their overdraft like there's no tommorrow - we're talking up to £2000 interest free overdrafts here. No one has the patience to wait and earn whats rightfully theirs.
God when did I become so cynical!!!??? I apolagise
