Errr...
If you don't know the answer is no. Simple, unless of course you are poor. As your name will be on matey boy's rating/paperwork, you will only be chased down by by the filth (ie. lawyers) if you are worth something. So to paraphrase a well known movie line, "...so do you feel rich? Punk!"
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PS. Would you also take an unknown person's opinion on a website for guidance?