Not wanting to be patronising but you have just blundered in here with a question that was bound to receive negative responses.
It's disappointing to have to put a dream on the back burner and far easier to ignore the warning signs and find a way to muddle through but you should spend some time thinking about why no banks want to lend that kind of money for commercial pilot training. You are not talking about a high risk, it's actually a near certainty of not getting a well paid enough flying job (or any flying job at all) to cover the debt and live.
A wiser choice (probably for at least the next five years) will be to work hard to earn the money up front and train cheap (modular). You will also receive a bit more respect from people in the industry this way.