Very well point anthill,
The questionable level of safety was raised to the check pilot by my good self. He explained that we couldn't afford to use the simulator. My take is that this is if you cant afford to send people to the simulator, perhaps you should not be in business.
Seems to come down to a choice - If the business can not afford to use the simulator - A Pilot does not have to work for them. We all have that choice.
If it came down to a split pin or a heart attack then there is no choice for the 2 concerned. Simply a tradgic accident.