simple save your money and go to neither. Instead look at the modular independent schools, pay half the price and get the same license and you still get the same result. unemployment. sorry to be negative but i find the prices both schools charge ludicrous considering you dont get a job guarantee at the end. Ive meet lots of ctc cadets and they are all in bloody holding pools for years to come. if you have the near 90k the integrated want go modular spend 45k and then maybe spend the rest on a type rating but not untill you have a job.
at the end of the day its up to you but the money in my eyes that OAA and CTC ask for is ludicrous is the most either school can offer at the moment is the possibility of maybe being but in a holding pool with an airline somewhere in the world.
At least with modular you get all the licenses along the way and pay a damn site less.
As i said up to you but consider your options wisely especially if your taking a loan for it.