GoneWest Your post has just raised another question in my mind.
The initial IMC training that I did, plus refresher training since, for instrument approaches, has all been down to IR minima.
I assumed that this was for 2 reasons.
Firstly, it avoids annoying the ATC, as you mentioned, by go-arounds from 2 miles out.
Secondly, it makes the training far more useful, from my point of view. If I can fly an ILS down to 250ft fairly competantly, with an instructor, then I feel reasonably confident to do it down to 500ft on my own.
SO, what minima, do most IMC instructors teach to?