A quick scan and comparison with the old AFRS 75 Scheme makes pretty unpleasant reading. Under the old scheme once you'd accrued 12 pensionable years (but less than 16) you'd get a pro-rata immediate pension, not any more. Where previously once past your immediate pension point you could get up to 18 months salary as a redundancy payment (with 5 or more years left of your engagement) that will now be a max of 9 months salary and in 2013 will go down to a paltry 3 months salary max!
MB