Yes pay up front, and dont forget to pay the 5% contingency, and a bit extra for isolated - because if not you might feel very lonely and isolated when you discover you need a couple more hours in the end, so you can make sure you can land at your final destination, which of course is a bit isolated.
I would say now, as the recession seems to be over, quickly over to the bank before the weekend, and secure yourself a loan for the whole training, just be honest and tell them that within few years you will be a rich FO/Captain with one of the major airlines, normally it is enough if you bring them your log book, just to show you really have some experience, dont worry about what you show them, they wont understand anyway. Quickly get the cash now, and great fortune to you too!
