SinBin, you tart, do you think you're the only one with a family who's facing an uncertain future at the moment - get over yourself? I too have a young family and am going to the ME.
not little old me trying to keep a baked bean on the table for my family and a roof over our heads
A solitary baked bean is probably what you'll end up with.
If you're not "ex BMI yet" why are you looking at this grotty, grubby deal then? I'm not ex-wherever-I-am-now yet but it's likely that I will be so I've done something about it. Mrs STC may not be over the moon at the prospect but she knows that it's the best deal on the table.
STC