Having spent much time in GA I regularly came across GA pilots with;
no command time, no single pilot experience and a huge debt!
Relative to what is required for a decent job that is. To top it off they had no multi-crew experience or much of an income. Some so cash restrained as not able to afford Instrument or Instructor ratings or time to study ATPL theory.
I'm not saying a cadet program will be any different but keep it at least realistic.