This is very interesting, because it makes a great case for the proposed Enroute IR. For what I gather from what you told me, for non-navaid airports and even full on ILS equipped ones, your MDH is going to be pretty much within the VFR limits. Why would I need a full IR when I can't get any lower legally than a VFR pilot anyway - it's not like my spam cam has Cat IIIc capabilities? Or worded differently - an Enroute IR would be just as useful as a full IR for 99% of the trips you do.