But these schemes, reserved only for the priviledged few, are actually counter productive and in the long run damaging for the future of their children.
One of the main points of the CTC scheme was that back in the days of the loan being unsecured, it was available to pretty much anybody. Not just the 'priveliged few'. In fact as far as I understand it, as long as you're willing to put up the security, that's still the case. There were/are plenty of people on the course who don't come from massively over-priveliged backgrounds. They're just normal, hard-working people who saw the course as a good way into the career.
The pay-to-fly crowd are destroying the industry
When these people signed up for the course, they were paying for their training. Just like most people have to, regardless of the route they took. Yes, they spent a bit more to go through CTC than they could have done down the modular route, but that's all they paid for. Until recently, the type rating was provided by the airline and the cadets went in on what was effectively a DEP salary reduced to take account of the loan repayments. Now they have been told they have to stump up for part of the cost of the TR. Even then, despicable though it is having the rug pulled from under them, they're still effectively paying for training. They are not paying for line hours - once on the line, they are PAID for their line hours, regardless of how crap the rate is.
But of course, it's easy just to see "low houred fATPLs" and lump them all together as "pay to flyers" without bothering about what's actually gone on.
Your views are correct when talking about people paying for schemes such as ATP/Fly320/whatever they're called this week, or Eaglejet, or similar; however, in the case of CTC cadets, you are complaining about the wrong people.