That generally gives you a survivable landing.
The adage is to turn on the landing on short final and if you don't like what you see, turn it off
One pilot over a suburban area did just that and put out the lights for the entire area when he ended up in a power substation
He survived.
Landing on highways always exposes you to wires (unlike power substations which in at least one case functioned as a safety net
), it just takes one wire to mess up a landing.
Flying over the Canadian Shield at night with its pothole ponds and vertical rock faces, I find myself inclined to the highway option, given that habitation (i.e. wire crossings) and traffic are sparse. Pick out a car to illuminate the "runway" environment and land just behind it. Then get yourself and a/c off the road before the next car hits you.