The AFAP seem to be increasingly struggling for relevance in the workplace. Its interesting to note that in the J* Mel crew room under the AIPA sign is plenty of info on what is going on. Under the AFAP sign (which is upside down) is just brown corkboard as they have nothing to say.
TL- I had to laugh at your reference to pilots coming back with retirement funds set up. Since when have pilots ever been financially responsible? Look at all the over 60's. I don't think they are still flying because they love the early morning starts and BOC.