PJ2
It seems most overruns come from tunnel vision on the pilot's part. At some point, the pilots are no longer open to going around, the low energy state means a go-around maybe more dangerous than a late touchdown and trying to stop. And after thousands of landings on wet runways that work out, touching down looks a better bet. Sometimes it isn't.
I think training is sometimes to blame. We encourage landings, not go-arounds, salvaging the approach is too often tolerated by instructors. After a couple of overrun accidents in the USAF, we had to, in multi-motor planes, brief touchdown point, landing distance, runway conditions. Dry day, no issues, it was common to have to tell a pilot, "Go Around" when they passed the distance remaining that they had briefed. Once in the flare, landing becomes a predestined ending to the flight. You do learn a thing or two about low-energy, crosswind go-arounds teaching LTs landings in a Galaxy.
All three of these accidents (2 AA, 1 AF) could have easily gone around, held or circled, but once mentally committed to landing, tunnel vision took over.
GF