I agree.
The "heart rate overspeed.... reduce" is one of the first procedure lines to carry out, along with "wait, don't touch anything yet!"
Anyway, we should be familiar the MEAs below us during flight dispatch. I do in every flight. And now, in glass cockpits we have those MORAs and EGPWS terrain display.
In a flight from London to Antalya (Turkey) most of the flight I would do standard strategy without hesitation. But over Turkey, I would do obstacle without hesitating either.
cheers