It is a Nightmare.
Total Nightmare.
Wake up sweating Nightmare.
That's it. Exactly it. And that's if you can get to sleep through worry......and I am not being melodramatic. Even if you can go back to a job that pays you 50K a year, having done your nuts on one of these stupid scams you'll be forced to live like a shelf stacker.
If you must do pilot training, go modular, get an Irish accent and passport and apply to Ryanair - it's the only way.