Perhaps the MPL should be run by CTC to reduce the initial cost and learn the SOP's of EZY if the cadet is taking on all this debt.
That said, the issue is still with the banks and the poor salary at the end.
I paid as I went for my training and saved as a modular student. Glad I did, reading this thread is very sad.
You would expect after all the training effort and financial investment to get a perm contract that pays them enough to live.
If the bank understood the poor salary why would they want to loan the money out ...