Norman,
Glad you heeded my advice of last week, unfortunately this "scheme" is all part and parcel of a wider economic plan on a far grander scale.
Credit/ buy your own job/buy your own house/ sell your granny . . . it is the easiest way for govts to control the masses.
Keep everyone in debt, on a short term contract, paid only when/if they work, a governmental dream. Everyone so sh1t scared they won't say Booh!
This fantastic "scheme" is just a reflection of the cancer that is eating every industry in every country.
We are all slowly but surely becoming psuedo-chinese, no rights no opinions, shut up and work or die on the streets.
That is where the wonderful state of Europe is headed, and it ain't accidental.
We can fight our own little battle here, but the big picture is the same all around us.
Vive le revolution ! it's about time.